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An important message for any woman who makes good money… but still feels behind financially

Keep more of what you make. Build what sets you free.

How to erase bad debt, strengthen your financial position and build a wall of financial security in 15 years or less.

Start your 15-year plan

12-week programLifetime accessMonthly live Q&A

An elegant empty chair overlooking the ocean, representing the freedom to choose how you spend your time

The ultimate luxury is owning your time.

The quiet question behind the salary

“I earn good money. So why do I still have so little to show for it?”

By the time the bills are paid and the month is over, there is nothing left. You look at your income, then at your savings, and wonder where the money went.

You see people who are no smarter than you buying houses, taking European holidays and building a real nest egg. It creates the fear that time is passing you by—and that real wealth is reserved for millionaires or people who simply got lucky.

If you are struggling to build a financial cushion, it is not because you lack intelligence.

The 40-year trap

The traditional plan was designed to keep you working.

Work for four decades. Hope the market behaves. Retire at 65. Budget carefully for whatever is left.

Your best years are spent depleted.

You give your energy to work and arrive home with nothing left for the life you are supposedly working to fund.

A professional salary still feels fragile.

One unexpected bill can undo months of progress because income has never been converted into resilience.

Inflation quietly erodes idle cash.

Even when you save, the purchasing power of that money can shrink while your cost of living rises.

Complexity keeps you dependent.

Financial jargon leaves capable women overwhelmed, unsure what to do next and more likely to outsource every decision.

There is another way

Wealth takes focus and action.
But it does not have to take 40 years.

Fifteen years is the sweet spot. It does not require a lottery win or a business unicorn. It relies on clear principles: removing the debt that bleeds you dry, directing cash into assets that can grow, and giving compound returns enough time to do meaningful work.

The next 15 years will pass anyway.
You might as well be financially free when you get there.

Jessica Conrick, CPA and founder of SF-15

Funding the Future book in an elegant lifestyle setting

Jessica ConrickCPA · Author · Founder of SF-15®

I know this works because I lived it

I did not come from money. I built my exit plan from scratch.

My name is Jessica Conrick. Today, I am a CPA, author, financial educator and founder of SF-15®.

At sixteen, I was a high-school dropout working the cash register at a petrol station. I fought to build a career from absolute scratch, ran a business while raising children entirely alone as a single mother, and arrived in my mid-thirties—as a supposed finance professional—with less than $10,000 in superannuation.

I know what it is like to have almost nothing to show for years of hard work.

“Nobody was coming to save me. So I built my own exit plan.”

I discovered that isolated advice—a budget here, an investment tip there—was never enough. The numbers and the identity had to change together. That realisation became SF-15®.

How to compress 40 years into 15 years of action

Meet SF-15®

A step-by-step system built on one powerful idea: 15 years can be enough time to build financial independence.

I am not talking about a spreadsheet number. I am talking about having the cash to walk away from a bad boss on a random Tuesday. Walking into the grocery store without checking every price. Waking up knowing your time belongs to you.

Clarity

See your complete financial position and define what freedom actually costs.

Cash flow

Direct income intentionally before your lifestyle finds a use for every dollar.

Debt

Remove the liabilities and interest costs that keep your income trapped.

Assets

Convert earnings into ownership, growth and future income.

Identity

Build the habits and beliefs that make the strategy sustainable.

Real women. Meaningful momentum.

What happens when income finally has a structure

$200,000

Hayley B. saved in 12 months while having a baby during a pandemic.

$35,000

Rhiannon T. saved in six months for a house deposit and multiplied her monthly income by 10.

$30K

Caitlyn M. began consistently reaching $30,000 revenue weeks.

$5,000

Mia F. eliminated in bad debt by changing her money habits.

A home

Emma F. turned her finances around while having her second baby and bought a home she never thought she could afford.

Individual circumstances and results vary. These examples are not guarantees of future outcomes.

Here is exactly what happens when you start

Your 12-week pathway

Weeks 1–3

Find your Freedom Number

Calculate the lifestyle your assets need to fund, face your current numbers and identify the beliefs undermining your progress.

Weeks 4–6

Build the plan

Create a cash-flow architecture that puts money to work automatically—even when income changes from month to month.

Weeks 7–9

Accelerate

Identify the gap between today and your Freedom Number, then close it by removing the money-killers most people never see.

Weeks 10–12

Make it permanent

Install the habits, tracking and decision-making rhythm that keep your strategy running long after the program ends.

Everything you need in one place

Not another course you consume.
A system you install.

36 video and audio modulesClear teaching you can return to for life.
Calculators and tracking spreadsheetsTurn financial theory into your real numbers.
Expert Series interviewsPractical perspectives from trusted specialists.
Private member communityStrategy, accountability and women building alongside you.
Monthly live Q&A with JessicaDirect support as your financial position evolves.
Lifetime accessMove at the pace your season of life allows.

Funding the Future by Jessica Conrick, CPA

The philosophy behind the system

Your fast-start bonus

The 15-Minute Leak Detector

Before you begin Week 1, audit your statements for forgotten subscriptions, costly fees and silent spending leaks. It is designed to help you find immediate breathing room and begin with momentum.

Begin building your freedom today

Complete lifetime access

^$297 USD

or choose two payments of $160

12-week programAll tools & calculatorsPrivate communityMonthly Q&A

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A note before you join

SF-15® is powerful, but it is not passive.

You must be willing to face reality.

You will need to open the statements, look at the real numbers and replace assumptions with clarity.

You must take responsibility.

The plan can be highly effective. You still need to implement it and make the decisions only you can make.

You must be willing to change.

New financial outcomes require new patterns of spending, saving, investing and self-leadership.

6WEEK
GUARANTEE

My “Prove It To Yourself” guarantee

Do the work. See the change—or do not pay.

Join SF-15® and work through Phase 1 and Phase 2 completely. If, at the end of Week 6, you do not have a clear Freedom Number, a personalised cash-flow plan and a meaningful change in how you handle your money, contact us for a full refund.

Here is exactly what happens next

Your 15-year timeline starts the second you decide.

Click the button and continue to the secure checkout.

Complete your enrolment with your chosen payment method.

Receive your welcome email and private login within minutes.

Open the Leak Detector and begin building your plan.

Start your 15-year plan now

Questions I am often asked

Everything you need to know

Is this for me if I am not a business owner?

Yes. SF-15® is built for anyone with an income. Whether you are employed, self-employed or somewhere in between, the system adapts to your situation.

What if my partner is terrible with money?

You cannot always control what your partner does, but you can control your own system. The architecture can be implemented independently so you can strengthen your own habits and financial security.

I am not great with money. Is this too advanced?

No. The program begins from the foundations and builds systematically. You do not need a finance background; you need a willingness to follow the process.

My income varies each month. Will this still work?

Yes. The cash-flow approach is designed to function with variable income and to help you direct money intentionally in stronger and leaner months.

I have tried budgeting and investing before. Why is this different?

SF-15® works on the mathematics and the behaviour at the same time. It connects cash flow, debt, assets, goals and identity into one operating system.

How much time does this take each week?

Most people allocate one to two hours per week. Because you receive lifetime access, you can move at the pace your life allows.

Income creates opportunity. Assets create freedom.

You do not need to wait until 65 to own your time.